Rent or Buy?

When talking about a place to live, would you rather rent or buy an apartment? When you rent an apartment, you are actually paying monthly rental to the landlord. At the end of the renting period, the apartment is still belong to the landlord. On the other hand, if you plan to purchase an apartment rather than rent it, then all the payments you made is actually building your asset. After the payment period, the property is belong to you. Well, in order to own my own apartment, first thing I need to do is to build a better credit score. This is because the higher the credit score, the lower the interest rate for the mortgage.