FlowerShop provides Fresh Flowers and Unique Gifts

FlowerShop.com is a family-owned floral company. It has almost 35 years of experience in the flower industry. FlowerShop.com is dedicated to provides fresh flowers and unique gifts to its customers in expressing their thoughts and feelings.

For your information, most of their products are hand-delivered by local florists, and can be delivered same-day. They have experience in gift baskets, gourmet baskets, corporate gifts, plants, flowers and all items that you would find in a flower shop. Apart from that, you can also order unique gifts such as chocolate-covered berries, melt-in-your-mouth brownies, and gourmet nuts and dried fruits.

What would you send to your mother during Mother's day? What about Send Mother’s Day flowers to your mum. I am sure you will bring a smile on her face.

(Sponsored Link)

Waiting

I am currently waiting for the status of my employment since I have done the interview session with Mr. Vaidy. H1 processing will start in early April. So I hope that I could apply and get the job as soon as possible. Well, I am still waiting for the status. Hope everything will go smoothly.

Young Adult Fellowship

Yesterday nite our church had skit performance. There were 3 groups participated in 3 related 10 minutes skit performance and another group performed worship songs. Haha, our group is really crazy, Louis acted as Jesus. Guess what, his face was masked with chocolate to mimic the beard. And Anie acted as Mary who poured out the expensive perfume onto Jesus body. The other groups also performed very well.

After that, Pastor shared his sermon with us about the real meaning of Easter Day. He said we have to try our very best to follow God's words. And we should love one another. This is a lesson for me.

Azcentral New Hotel Booking Engine to serve you

Azcentral.com is a top-ranked newspaper-affiliated Website serving the Phoenix DMA, is working with Alliance Reservation Systems of Phoenix. Azcentral.com new hotel booking engine allows consumers to filter hotel searches by price class, brand, amenities, and proximity to landmarks or street addresses, and will plot the search results on Google maps. It offers the most comprehensive sources of information about Arizona and Arizona Hotels. The site offers more than 20 city guides, four regional guides, guides to popular attractions such as Oak Creek Canyon, the Grand Canyon and Monument Valley, and what-to-see and where-to-go guides for major attractions like Native American culture and resorts/spas. Hiking and outdoor activity has its own index that features an extensive collection of information about hiking trails throughout Arizona.


(Sponsored Link)

The Law of Attraction

These are the two short video clips that I found in YouTube. Two special guests Bob Proctor and John Assaraf were interviewed by Ellen during the Ellen DeGeneres Show.

Some background of Bob Proctor:

Bob Proctor is an author, lecturer, counselor, business consultant, entrepreneur, and teacher preaching the gospel of positive thinking, self-motivation and maximizing human potential. In that endeavor, he follows in the footsteps of such motivational giants as Napoleon Hill, Earl Nightingale and Wallace D. Wattles.

Some background of John Assaraf:

John Assaraf is an international best-selling author, speaker, and consummate entrepreneur. As a teenager plagued by low self-esteem, John risked the potentially fatal consequences of a turbulent lifestyle—a lifestyle which could have easily led either to jail or to the morgue. In his quest to overcome his challenges and fulfill his desire to live a purposeful and meaningful life, he discovered a unique passion for brain research and quantum physics as it related to achieving success in business and in life.

Bob Proctor & John Assaraf on Ellen - Part 1


Bob Proctor & John Assaraf on Ellen - Part 2

Skit Performance

Tonight our cell group will have a 10-minute skit performance at our church during Gayyee Youth Fellowship. Most of our group members will participate in the skit except some members who could not attend. This skit is prepared to celebrate the upcoming Easter Day. I hope everyone in the fellowship will enjoy our presentation.

Looking for US Virgin Island Real Estate?

If you are looking for us virgin island real estate, then you gotta seriously consider Century 21 Sauter & Associates. Century 21 Sauter & Associates is experienced in guiding you through the maze of real estate forms and financing. Additionally, serve as your expert source for information on local schools, Churches, shopping, entertainment, traffic patterns and routes.

Century 21 Sauter & Associates puts only the most knowledgeable realtors to work for you, professional realtors who know the community and the complexities involved in buying real estate locally. Whether you are buying, selling. leasing or renting, you can be confident that Century 21 Sauter & Associates will always work with your best interest in mind.

(Sponsored Link)

Back to the Past

My hubby and I are watching the Hong Kong TVB series "Back to the Past" [寻秦记]. The story line is about a man in the 21st century is taking a journey back to the past, that is 2000 years ago with a mission to take the pictures of the King of Qin.

The purpose he agreed to take this experiment is to get back his girl friend. Well, during the journey, the device that brought him to the past accidentally brought him to another year of the assigned time, and the device is malfunction due to low battery. In this case, the man is finding his way back to now.

The Science of Getting Rich

Have you heard of this book "The Science of Getting Rich"? This book was written by Wallas Wattles. Recently, I constantly heard people mentioning this book. This book is also mentioned by Bob Proctor, the popular author. This made me want to re-read this book to see what important message by this book that can change one's thinking.

Personally, I think we have to read it slowly because the ideas in this book needs time to digest. There's no point to rush and finish the book without thorough understanding. What's more important is to apply the knowledge that we learn from this book. I highly recommend that you read also the book "You were Born Rich" by Bob Proctor to further understand the concept of thought is a form of energy.

You can download the book for free following the above link and share your findings to me.

Search Engine Optimization by Dallas Web Services

Dallas Web Services is an company specializes in providing technical services to a large national client base. It is an operating division of WiWorks, Inc. Their web services include: web hosting, website design, custom graphics, logo creation, content writing, marketing specialists, database programming, search engine marketing, dallas seo (search engine optimization) , business consulting, E-commerce resources and internet marketing.

Dallas Web Services has over 9 years of experience in building, designing and implementing complex Internet strategies. Their in-depth knowledge consisting of keyword analysis, competitive evaluation and business consulting. They have provided our National clients with invaluable tools to keep them on track and avoid expensive mistakes.

(Sponsored Link)

You Were Born Rich

I am currently reading the book "You were Born Rich" by Bob Proctor. This book is basically dealing with the possibility of human thought. According to Bob Proctor, human needs to have the awareness that everyone have great potential to be rich. All ideas starts from the seed of thinking. He pointed out that Bell, Thomas Edison, and other popular scientists that successfully invented products that benefits us today were due to the power of their thinking and action that they had taken to realize their dreams.

Have you found The Secret?

This movie, The Secret, was created by Australian Rhonda Byrne. I saw her appeared in the Oprah show in last February. According to Rhonda, The Secret is defined as the law of attraction. It is a principle that "like attracts like". She called it "the most powerful law in the universe."

“What we do is we attract into our lives the things we want, and that is based on what we’re thinking and feeling,” Rhonda says. The principle explains that we create our own circumstances by the choices we make in life. What a powerful teaching.

Another speaker Lisa said, “If you were at a restaurant and you ordered something, you fully expect it to come served that way. That’s how the universe is. You’re putting out orders—consciously and unconsciously”. Therefore, be careful of what you order using your mind.

“Science tells us that everything is energy, and so your thoughts are energy. Your body, your cash, your car—everything you think is solid, if you put it under a high-powered microscope, it’s just a field of energy and a rate of vibration," James says. It is important for everyone to stop focusing on things that are wrong in your life. Instead, use that energy toward things you desire because energy flows where attention goes.

According to Jack, another gueat appeared in the show, thoughts can travel long distances, so you are sending out signals to many people without even knowing it, and these signals attract like energy to you.

I wonder what's the magnet behind The Secret, and hence I want to have chance to watch it myself.

charles brown dds pc

Hayfield Dental Care has been serving the residents of Alexandria and the surrounding areas since 1987. Charles Brown DDS has been working for Hayfield Dental Care for more than ten years. During that time Charles Brown DDS has performed literally thousands of crown, root canal and surgical procedures. He has a perfect record at the Virginia Board of Dentistry with a history of zero complaints. For your information, charles brown dds pc is listed as one of the regions top dentists by the Washington Area Consumer Council and is a member of the ADA. Hence, you can be sure of the professionalism of all the dentists in Hayfield Dental Care. Their contact information is 703-971-2220.

(Sponsored Link)

The Rise of Air Travel Cost?

We will fly back to North Carolina in this coming Sunday and resume the project. When we checked the air tickets to NC, it was more than $400 bucks for a round trip ticket. Why the cost for air ticket suddenly rise so high? Is it because of the coming of summer? Or is it due to we book the air tickets in such a short time frame? Well, we finally found low fare round trip tickets from JetBlue. Yeah!

Microsoft Beta Experience

I came across the information about Microsoft Beta Experience. It offers free newsletter subscription to its members. The subscription includes the Beta Experience Newsletter containing specialist knowledge regarding Windows Vista and Microsoft Office. According to the site, Beta Experience members will benefit from valuable resources, specialist knowledge and additional bonus material.

[url: http://www.microsoft.com/betaexperience/]

Search Engine Marketing to Boost Your Web Site Position

Nowadays, Internet presence is extremely important for businesses to stay competitive. Moving your website to the top of the search results within the major search engines is a key area for your business to be transformed into a powerful source of business development instead of merely an online brochure. Until you actually see recent search data relating to your products or services, you probably have no idea just how much business you are missing.

Customer Magnetism is one of the top search engine marketing firms that offers search engine positioning services. Their services include search engine positioning, link building, and full service ppc management. Check it out.

All You Need to Know About New York Department of Finance

Whether you want to pay for parking tickets, property taxes, business taxes, water/sewer charges, or other payment, you can go directly onto the web site of NYC Govt Finance to pay it online. Even though it charges a small convenient fees, it is a hassle free way to make our payment by eliminating the traffic jam and also saves us a lot of time.

Free Christian Books and eBooks Web Site

Wow, I have discover a really good Christian web site. It provides free Christian books as well as digital books for you to download. Furthermore, it also provides those free Christian books in more than a dozen languages. This is a good opportunity for us to share it with our friends that not yet know Jesus as well as those who wish to enhance our understanding about Bible.

Shop Conveniently at the Internet Wedding Superstore

Wedding preparation is a tedious task. It takes time and effort to schedule many appointments such as photo taking, wedding reception decoration preparation, wedding favors hunting and many more. Good organization skills and time management skills are vital for a smooth wedding preparation. If you are looking for wedding related items, then I highly recommend that you look for Shop For Weddings.

Shop For Weddings is an Internet Wedding Superstore in which you can shop for cheap wedding favors and all other wedding related items. The site merchandises are being arranged by reception, favors, attendant gifts, apparel, ceremony, jewelry & accessories, planning, and beauty & spa categories for your convenience. Hence, you can enjoy hassle free shopping at this Internet Wedding Superstore. Apart from that, Shop For Weddings also offers many items with free personalization. In this case, you can have unique items specially personalized for your wedding.

Simple Rules to be Happy

Driver Seat Car Window

Oh, this morning is really bad. You know what, our car window on the driver seat was broken. And our recently bought GPS was being stolen. This GPS was really a handy tool for us especially when we are couple that travel a lot. With GPS, we can easily go anywhere without printing out Google maps anymore.

However, the GPS is being stolen. We figured out the main problem was that we put the GPS holder on the windsheld instead of taking it down and the GPS in the car compartment. We should have taking it with us and not let it stay inside our car. This is a learning lesson for us.

Room Cleaning

My hubby and I are cleaning our room so that have more space for us. We went to Wal*Mart at New Jersey to buy some closets to put our clothing. Wow, the traffic is so jam. We even gonna wait for about 20 minutes just to fill the gas tank of our car at the gas station at the service area. Well, we do love shopping at Wal*Mart because of its reasonable priced items.

Lip Color

Good personal grooming especially the lip is important for every woman. LipSense® senegence liquid lip colors are offered in a wide variety of captivating shades, allowing for carefree beauty that lasts throughout your day. You can use three layers of an individual shade, or layer a combination to create your own signature color. For many women, the color on their lips lasts all day if they reapply the gloss throughout the day. The length of time the color will last on anyone varies depending on several factors, including body chemistry. Apart from that, the ingredients that make up LipSense® are approved by the FDA. Check them out.

(Sponsored Link)

Antioxidants

According to Wikipedia, Antioxidants are molecules that slow or prevent the oxidation of other chemicals. Oxidation is a redox chemical reaction that transfers electrons from a substance to an oxidizing agent.

Antioxidants protect the body from wear and tear, help the immune system and strengthen the make-up of muscles, bones and skin. The more antioxidants present in the body, the less damage free radicals can cause.

Some examples of antioxidants foods: acai, beans, berries, grapes, fruits, etc.

Get Well soon

These couple of days, the weather in NYC is really cool. The ice is still visible at the road. When I walk, I gotta be extra careful because of the slippery walk path. Living in a studio with my hubby is really good for me. As I can have the privacy I need. Well, not feeling quite well because of my runny nose. Gotta drink lot of water and take more vitamin c to get well soon.

St Thomas Sailing

A St Thomas sailing vacation is a great adventure. From sailing, scuba diving, to relaxing on a secluded tropical beach, a catamaran saling adventure is a truly unique experience. You can take a st Thomas sailing charter voyage by contacting Scubadu, the premier catamaran sailing company. Scubadu is a luxury Catamaran, specializing in private sailing excursions in the USVI and British Virgin Islands. You can choose to the bays and beaches you desire. Trips aboard Scubadu are tailored to your needs. Payments can be made in forms of cash, travelers’ checks, visa, and mastercard. For more information st thomas sailing vacation, please do check out the web site.

(Sponsored Link)

Be Thankful for your Spouse

Have you thought of what things you feel thankful for your spouse? No matter how big or how small he or she does for us, we gonna appreciate their kindness. Well, may be we get used to their love, and many times we tend to forget what good they did to us and only counting the bad things they did. It's the time to reconcile our relationship with our loved one, and express our thankfulness to them. Are you ready?

Rent or Buy?

When talking about a place to live, would you rather rent or buy an apartment? When you rent an apartment, you are actually paying monthly rental to the landlord. At the end of the renting period, the apartment is still belong to the landlord. On the other hand, if you plan to purchase an apartment rather than rent it, then all the payments you made is actually building your asset. After the payment period, the property is belong to you. Well, in order to own my own apartment, first thing I need to do is to build a better credit score. This is because the higher the credit score, the lower the interest rate for the mortgage.

Disney World packages

Orlando is my dream place for a relaxing holiday. This is because there are many attractions in Orlando, such as Disney World, Beaches, outstanding resorts, top rated golf courses and the like. The major attraction is Walt Disney World that has many funny points of interest which include four theme parks, two water parks and much, much more. There are many Disney World packages for you to consider. With the ever competitive theme park business most all the area theme parks are continuously adding new rides and new attractions as there is stiff competition among all the theme parks. These constant upgrades to the area attractions will continue to make Orlando a great destination for the entire family.

Freelancers Union

A couple of days ago when I was taking the subway with my husband, I saw a poster showing the information about Freelancers Union. This union is an online platform for freelancers to come together in a nationwide community to find work and share their knowledge. The membership is free. This is a good chance for freelancers to network with other freelancers.

Move to Studio

These couple of days really busy. I was searching for studio for our stay. This is because we need to stay in NYC for couple of weeks before flying to NC. Finally, we moved in the studio yesterday evening. I like this studio because it gives us more privacy compared with living together with our parents. Well, we will visit our family members frequently even though we stay outside.

Silver

Silver is one of the popular investment products. The world demand for silver is actually exceeding the annual production. Silver can either be in coin or ingot form. Coins have a currency value whereas ingots are generally silver ingots of pure bullion cast in a convenient size and shape.

If you plan to invest in silver, it is recommended that you consider Monex Deposit Company (MDC). MDC has excellent customer service. It provides immediate personal delivery or you can ask for arrangement to store the silver at an independent bank or depository. Not only that, Monex Precious Metals is home to a large and dedicated staff of hard asset professionals committed to serving your precious metals investment needs and being America’s best dealer with a convenient market and competitive precious metals prices.

(Sponsored Link)

How do you treat your loved one?

Communication is always an important issue between Mars and Venus, i.e. Male and Female. Nowadays, the major reason that most of the relationship breakdown is due to communication problem. Communication skill is very important for us. When we speak to our loved one, what tone of voice are we using? Is it of respect? or impolite? Sometimes, when we disagree on something, the best way is to speak it out politely, because harsh words really can hurt the heart of our loved one. I am also in the learning phase. How about you?

Option Trading

Recently I start my study on Option Trading. I found that there are lot of topics need to be covered. Talk about Call and Puts options, it has already made me headache. Well, in my opinion, option trading is one of the high return investment tools. Of course, high return also means high risk. Well, I believe with enough knowledge and practical skills on it, preferable have a mentor to guide me, then I can manage my option trading portfolio very well.

Romantic Getaway at All Inclusive Resort

Want to celebrate your honeymoon? Or want to celebrate your wedding anniversary with your loved one and don’t know where to go? Well, what about go for a great beach vacation? The top destinations are Dominician Republic, Jamaica, Cancun, Puerto Vallarta, Mexico and many more.

If you plan to go to one of these destinations, Vacation.net has very comprehensive travel information that can satisfy your needs. Vacation.net’s all inclusive travel packages are your definite solution for your romantic getaway in the all inclusive resort. The price includes your room, meals, drinks and activities. In this case, you can enjoy a hassle free vacation with your loved one. You focus on each other and spend quality time uninterrupted in love. It's time to spice up your love life!

Tips to Stop Unwanted Telemarketing Call

Have you get tired of getting telemarketing calls? There's an easy way to stop those disturbing calls. All you need to do is placing your number on the Federal Government's National Do Not Call Registry will stop most telemarketing calls. In this case, your number will be in the Do Not Call Registry for a period of 5 years.

Get Paid to Take Part in Market Research

Hi friends, I've came across a good opportunity for those of you who wish to make extra money as part time market researcher. This company offers market research to people who live in Singapore, Malaysia, Thailand, Indonesia, Korea and Japan. There are several vacancy listed at the web site, such as mystery shoppers, face to face interview, phone interview and so forth. Check out the web site for more information.

[url: http://www.orientpacific.com/dc/field-force.htm]

Freelance Source

Nowadays, many jobs could be done from anywhere, and not restricted to the office. Many people tend to work from their home office instead of go to the physical work location. Do you need top quality work done for your business or project? There’s an online marketplace for services called Elance that you can look into. There are five core service categories provided by Elance, which include Programming, Design, Websites, Writing and Business Consulting.

Elance has many registered freelancers and companies bidding for projects in more countries than any other site. Because of this, Elance is able to distill thousands of freelance professionals and outsourcing companies in hundreds of categories and locations into just the right match for you and your project. This is definitely a smart way for you to control the company spending budget as well as get the job done in a timely manner.

Get Rewards to Test Games

Do you love to play games? What about playing games for free and get free gifts? Yes, Microsoft offers free gifts for you if you would take 2 to 3 hours in the game study. In order to take part in this study, you have to provide your particulars on the enrollment form provided at the web site. Check it out.

Free Classified

Having a tight budget for advertising? Nowadays, there are many free classified on the Internet that allow you to advertise for free. In this case, you pay nothing to get the news of your products and services spread to people for free. For example, Lina-alert.com is a free classified that shows ads targeted towards Asian countries by region such as Malaysia, Singapore, India, etc. This is a great way to market your products and services specifically to your targeted area if you do not want to pay expensive money to other publishers. You can do a search in many common search engine to see what free classified are available in your area.

Increase Link Popularity

Wondering what the best way is to increase link popularity on your website? If you want to do it yourself, then you gonna invest in a lot of time to do so. First, you need to understand the algorithm of Google and the other search engines, then you need you need to explore the options available to increase link popularity and then we will explain the best option to increase link popularity for your website.

The best way to increase link popularity is through Blogs. Blogs naturally are filled with valuable content that the search engines crave and they also naturally link to other websites they talk about within their posts.

Well, doing this on your own is very difficult and creating hundreds or even thousands of different Blogs yourself is nearly impossible or clearly not cost effective. In this case, Blogitive was created for this very purpose.

Blogitive currently has more than 2000 Blogs within its network and is growing substantially every day. Through Blogitive you can submit a web release (mini press release) to these Bloggers and they will write about your release and link to your website in any manner you want, including any URL and any keyword phrase. Blogitive has proven to be extremely effective in increasing link popularity and is also very cost effective. Please visit Blogitive to learn more about this service and how you can finally achieve the top search engine rankings that you never thought was possible.

Free Legal Advice

Can't afford an attorney? Well, you can get free legal advice from a web site call FreeAdvice.com. This web site has over 100 of law topics such as business law, family law, employment law, insurance law, general practice law and other law topics. Additionally, you can post your case for review by qualified attorneys for free in the web site too. This is particularly good for us to get to know more law and protect ourselves.

[url: http://www.freeadvice.com/]

Mom Tips

ClubMom is an online meeting place for moms in the United States. The membership is free. As member of ClubMom, you are able to enjoy many articles and tips written by other moms in the network. From time to time, you are able to participate in sweeptakes and win awesome rewards too. Apart from that, there are over 30 momblogs that you could read. Have fun.

Orlando Realtor

Orlando is one of the tourist attractions in the United States. The Central Florida area (all 7 counties) offers a wide range of life styles which are suitable for all ages. There are real estate in upscale gated neighborhoods; golf course communities; charming, old-fashioned towns, rural communities and areas with excellent schools. Whether you are first time home buyers or real estate investors, you can consider Downtown Orlando. For your information, Downtown Orlando is a mixture of historic homes and luxury condominiums with great views of the city. Apart from that, it has seen tremendous growth during the last 5 years.

As a unique Exclusive Buyer Orlando Realtor, Buyers Broker of Florida always represents the best interest of the homebuyer. Therefore, you can count on them because they understand contracts, house values, options, negotiations, 1031’s, creative thinking and many housing related matters and they will do their best for you.

(Sponsored Link)

FCIC - One Stop Resource Centre

FCIC is a one-stop resource center. As consumers, everything you need to know, FCIC will provide valuable in-depth study materials for you. Basically, the web site has lots of research paper / findings for you to study. Some of them are completely free of charge, while there are also others that merely charge a small price. You can order the materials from the web site. Some of the guide that I've ordered include topics such as 401K, Social Security Number, investment guide, health guide and many more. Check it out.
[url: http://www.pueblo.gsa.gov/]

Get Paid to Shop?

Have you ever Get Paid to Shop? One of my former colleagues told me her experience as a mystery shopper. She said mystery shopper job is a fun task and at the same time can make some extra pocket money. All she need to do is just walk in a shop assigned to her and then she did the shopping. After that, she need to online and log on to the mystery shopper web site to make a report regarding the task complete. Within one to two weeks, she got her paycheck.

I found one mystery shopper / market research company that currently hiring people as their work staff. Feel free to have a look if you want to earn more pocket money=)
[http://www.orientpacific.com/dc/field-force.htm]

Fat Camp

Nowadays, many people in the United States are suffering from overweight or even worse obesity. The are many reasons contributing towards this such as over eating, lack of exercise, work stress, and the like. This could cause low self esteem in a particular person. More seriously, overweight could potentially cause health problem for people. Therefore, it is good to participate in weight loss program for the benefits of our health.

Camp La Jolla is a weight loss summer camp for ages 8 to adult. This program is designed to achieve personal fitness goals through education, activities and support. There are a lot of fun fitness activities during this four to nine week fat camp which include group and individual interaction, great food, nutrition and behavior modification classes and follow-up program. Visit the web site to find out more information.

Financial Education: Manage Your Money

Money management is a vital issue for each and everyone of us. There's a web site dedicated to teach us financial education called MyMoney.gov. There are a lot of useful tips and knowledge provided by this web site. For example, I can take the Money 20 interactive quiz. I can also order a free package of helpful publications on saving, investing, protecting and getting the most for your money. Check it out.

Free copy of 2007 Consumer Action Handbook

As consumers, we need to know our basic right. You can get a free copy of 2007 Consumer Action Handbook from FCIC (Federal Citizen Information Center) delivered to your home. I just received my handbook couple of days ago. I personally found that the information provided inside the handbook are really useful. It gives me a wide range of knowledge and consumer rights that I should know, such as credit score, mortgages, work from home, and many more. Apart from that, I am able find new information about filing for bankruptcy, finding a lawyer, and other interesting topics too.

Car Rental Coupons

If you plan to rent a car either for your business trips or vacation trips, it is good to make use of the car rental coupons available at Ebates.com. With these coupons while you make car rental reservation, you are able to get cash back. Some of the cash back offers for car rental include: Budget Rent -A-Car, Enterprise Rent-A-Car, Thrifty car rental, Expedia, Travelocity, Priceline, Kayak and many more.

The membership for Ebates is free. Simply enter your email address and start taking advantage of the cash back savings. The cash discount you earn will be mailed directly to you in form of check.

When will you be debt free?

Today, many people have credit cards debts. Therefore, it is important for us to know our financial standing and know how to be debt free. I found a debt reduction planner from CNNMoney. This debt reduction planner is really useful and easy to use. All we need to do is simply key in the amount we owe on each credit cards. After that, we need to select our goal and the calculator will analyse for us. Try it out.

Why high interest rate?

Do you know why the interest rate for your loan is so high? The major reason would be due to your low credit score. Many lenders base their lending decision for your loan (e.g. mortgage loan, car loan) on your credit score. Therefore, before making major purchase, it is recommended that you check your credit score first. If your score is not satisfactory, then it is better for you to improve your credit score so that you can pay lower interest rate later.

Best Credit Cards

There are hundreds of credit cards available in the market today for you. This makes consumers hard at times to pick the best credit cards that suits their needs. Depends on your needs, you can pick a credit card from different categories with different purposes such as low interest credit cards, balance transfer credit cards, business credit card, cash back credit cards and many more.

If you want to do the credit cards comparison yourself, it will definitely take a lot of time. Therefore, you can count on CardFusion.com. CardFusion.com is an online credit cards comparison web site that helps you to do the credit cards comparison. Therefore, all you need to do is just pick the ones that fit your needs.

Know Your Net Worth

I recently reading a self-help book of financial management. The title of the book is called "30 Days to Taming Your Finances" written by Deborah Smith Pegues. It's a book written from the point of view of Christian principles.

And I got to know that we can track out financial situation (In flow & out flow) using a software called Quicken. Quicken is a powerful financial management tool which helps us to track our spending and to analyse categories of our spending (e.g. food, transportation, entertainment, etc). It is really a helpful software to help me understand my financial situation so that I can adjust my money spending behavior to achieve my target.

Get an US Bank Account

If you are a foreigner, get an US bank account is never easy. If you do not have Social Security Number (SSN), most banks will not accept your application. Because of my H4 status, I am not eligible for SSN. This made me in a difficult situation to get a bank account in the United States. I'had been to Citibank tried to open one bank account, but the officer said that they needs SSN / Tax ID in order to proceed.

Well, after I've tried several banks, finally I found one bank that actually offers bank account (Checking and Saving Accounts) for foreigner. This bank is Bank of America. If you do not have SSN/ Tax ID, then all you need to bring to their service center are foreign passport and foreign driving license, then the officer at the bank will process it for you.

Thank God that I got mine now. =)

Mail Order Brides

Have you ever heard of Russian mail order brides? There are many Russian women who are looking for their life partner abroad. Why? One of the major reasons is that there is the lack of Russian men available (the 2000 census reported 12 million more Russian women than men). Lovers Planet is an online Russian dating agency that provides service which connects women from Russia and other countries of Eastern Europe with men from US, Canada and Western Europe. In the site, you are able to browse through the personal profiles of russian women with pictures of them. Want a beautiful wife, then hurry up and visit the site now.

(Sponsored Link)